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Bankruptcy Resources for Sacramento, CA - Stockton, CA - Fairfield, CA area | Bankruptcy Attorney - Muoi Chea

Click on the following links for Bankruptcy Resources:

Credit Reports: 

Get FREE CREDIT REPORTS from Transunion, Experian, and Equifax:  http://www.annualcreditreport.com.

You should get your free credit report every year to monitor your accounts for any errors and to check if any credit cards or loans were open without your consent.  You might want to spread out the 3 free credit reports throughout the year so that you can monitor your credit throughout the year for free.  For example, get one credit report every 4 months.  Any credit report website that claims to be free but ask for your credit card is really not free.  Read the fine print for their terms and conditions.

If you are having difficulties with the website, you can obtain your free credit report by calling 1-877-322-8228.  It takes approximately 15 days to receive them by mail.

If you obtained your free credit report from the website within 365 days, you may purchase your credit report directly from the 3 credit bureaus:

    – Experian:  http://www.experian.com/

    – Transunion:  http://www.transunion.com/

    – Equifax:  http://www.equifax.com/

Taxes: 

If you misplace your tax return or need a copy of your w-2 or 1099 to file your taxes, you can drop by your Internal Revenue Service office in your area.  Make sure you bring your driver's license and social security card for proof of identity.  Click on Internal Revenue Services website for office locations and hours:  http://www.irs.gov/.

Remember, you must file your taxes in order to qualify for Bankruptcy protection from foreclosure, wage garnishment, repossession, and your creditors.

Here is the Franchise Tax Board website for state taxes:  https://www.ftb.ca.gov/.

If you have tax liability and are unsure about how much exemption you should claim on your federal payroll taxes to avoid future tax liability, click on http://www.irs.gov/Individuals/IRS-Withholding-Calculator.

And if you are unsure about the amount of exemption you should claim on your state payroll taxes, click on https://www.ftb.ca.gov/individuals/whold/index.shtml.

Bankruptcy Courts and Locations: 

Bankruptcy Court for the Eastern District of California:  http://www.caeb.uscourts.gov/

The Bankruptcy Court for the Eastern District of California serves residents of the following counties and cities:

Alpine, Amador, Colusa, El Dorado, Mono, Nevada, Placer, Plumas, Sacramento, Sierra, Solano, Sutter, Yolo, Yuba, Woodland, Elk Grove, Carmichael, Citrus Heights, Orangevale, Antelope, Fair Oaks, West Sacramento, Roseville, Rocklin, Rancho Cordova, Lincoln, North Highlands, Folsom, El Dorado, Fairfield, Vacaville, Benicia, Dixon, Vallejo, Winters, Auburn, Marysville, Nicolaus and other nearby cities in California.  Residents in these Northern California cities will attend court hearing in the Sacramento Bankruptcy Court.  The Sacramento Bankruptcy Court is located at 501 I Street, Sacramento, California  95814.

Calaveras, San Joquin, Stanislaus, Tuolomne, Lodi, Galt, Tracy, Stockton, Acampo, Manteca, Lathrop, Modesto, Ripon, Oakdale, Newman, Patterson, Calaveras, Sonora, Angels Camp, Arnold, San Andreas and other nearby cities in California.  Residents in these Central California cities will attend court hearing in the Modesto Bankruptcy Court.  The Modesto Bankruptcy Court is located at 1200 I Street, Modesto, California  95354.

Muoi Chea Bankruptcy Attorney Offices provide Chapter 13 and 7 Bankruptcy representation to residents of the above listed counties and cities and nearby cities within Northern and Central Valley, California.