Vacaville Bankruptcy Attorney

Vacaville CA Bankruptcy Attorney – Muoi Chea Attorney at Law

Limited Time Offer:

$499 down payment for Chapter 13 Bankruptcy Attorney Fee plus Filing Fee to FILE case and STOP creditors.

$995 Chapter 7 Bankruptcy Attorney Fee plus Filing Fee. Payment Plans available.

Call Muoi Chea Bankruptcy Attorney serving Vacaville California and all of Solano County for details at (707) 394-4195 and get your life back on track now.

If you are facing Wage Garnishment, Foreclosure, Lawsuits, or IRS tax levy, you need an experienced, knowledgeable bankruptcy attorney at your corner. Vacaville CA Bankruptcy Attorney Muoi Chea has a long track record throughout the years of successfully helping consumers and businesses eliminating and restructuring debts under Chapter 7 and 13 Bankruptcy.

Stop Wage Garnishment Today

You can stop wage garnishment by filing for Chapter 7 or Chapter 13 Bankruptcy if your wage garnishment is due to unpaid credit cards, medical bills, unsecured personal loan, or deficiency from car repossession or foreclosure, However, Chapter 7 Bankruptcy will not stop wage garnishment from priority debts like child support or alimony. Call Muoi Chea Vacaville CA Bankruptcy Attorney to determine whether Chapter 7 or 13 Bankruptcy is the right option for you.

Stop Foreclosure

If your home in Vacaville, California, Dixon CA, or Solano County, California is in foreclosure status, it is important that you call a Bankruptcy Attorney serving Vacaville CA or Solano County CA immediately to protect your home. Chapter 13 Bankruptcy will allow you to keep your home as long as you are current on your Chapter 13 plan payment, which will consist of your regular monthly mortgage payment plus amount of mortgage arrearages divided by 60 months. Muoi Chea Bankruptcy Attorney can give you an estimated Chapter 13 Bankruptcy plan payment over the phone.

Stop IRS Tax Levy or Franchise Tax Board Tax Levy

If you receive a Notice of Levy from the Internal Revenue Service or Franchise Tax Board (FTB), you must respond within 30 days or else the IRS or FTB will place a lien on your home, bank levy, or wage garnishment. If you are unable to work out a reasonable payment plan with your tax collector, you should contact Vacaville CA Bankruptcy Attorney Muoi Chea immediately before they take any legal action against you. Keep in mind that unlike your credit card creditors, the IRS or Franchise Tax Board do not have to sue you in civil court. This means, it is a lot quicker for them to put a lien on your home, levy your bank account, or garnish your wages.

Stop Car Repossession or Get Your Recently Repossessed Car Back

If you are falling behind on your call payment and your car is in imminent danger of repossession or your car has recently been repossessed, call Vacaville California Bankruptcy Attorney Muoi Chea immediately to try to restructure your monthly car payment to a more affordable monthly payment under Chapter 13 Bankruptcy. You might be able to reduce the loan balance of your car to the retail value and reduce the interest rate to the prime-plus rate.

If your car was recently repossessed but has not been sold in the auction, you might be able to get it back through Chapter 13 Bankruptcy. However, you must file your case quickly. Otherwise, you will lose your car forever. It is a lot better to file Chapter 13 Bankruptcy before your car is repossessed so that you will retain possession of your car and not have to pay for any repossession fees and charges.

Get Relief from Driver’s License Suspension

If your driver’s license was suspended due to unpaid lawsuit from a car accident that does not involve DUI or under the influence or intentional act like road rage, you can get your driver’s license back through Chapter 7 or Chapter 13 Bankruptcy.

If your driver’s license was suspended due to unpaid child support, you can get your driver’s license back quicker through a Chapter 13 Bankruptcy by making payment arrangement for the child support arrearages. Once you filed and start making your Chapter 13 Bankruptcy payment, you can call your Child Support Department for your county to get your driver’s license back. You can file a Chapter 7 Bankruptcy to eliminate your dischargeble debts so that you have funds available to pay off your child support arrearages quicker. It takes longer to get your driver’s license back under a Chapter 7 Bankruptcy than a Chapter 13 Bankruptcy because you need to pay off the child support arrearages first to get your driver license back if you filed a Chapter 7 Bankruptcy. Filing for Chapter 7 Bankruptcy is better than not filing any bankruptcy because you are eliminating your dischargeable debt so that you have the funds to pay off your child support arrearages.

However, if your Driver’s License Suspension is due to tickets, fines, or restitution, then you cannot get your driver’s license back without paying off the balance owed.

Get Relief from Professional License Suspension

If your professional license suspension is due from unpaid lawsuit that was not due to fraudulent acts or due to fines and restitution, you might be able to get if back upon Chapter 7 or 13 Bankruptcy filing.

If your professional license suspension is due to child support arrearages, you would get it back quicker through Chapter 13 Bankruptcy filing than Chapter 7 Bankruptcy. See the Driver’s License Suspension section as it involves the same reasoning.


Keep in mind that the contents in this website is not intended to take the place of an experienced and knowledgeable Bankruptcy Attorney. Every Bankruptcy case is unique and it is impossible to cover every facts of each case. Call Muoi Chea an experienced and knowledgeable Bankruptcy Attorney serving Vacaville California, Dixon CA, and Solano County California for a FREE consultation.