Muoi Chea is an experienced and knowledgeable Bankruptcy Attorney serving Woodland, Davis, and Yolo County, California. She has a long track record of helping consumers and business owners obtain debt relief through Chapter 7 and 13 Bankruptcy.
Consultation is FREE because you need to know what your options are. When you come to my office for a consultation, I will explain your option under the Bankruptcy Laws as well as Bankruptcy alternatives. You are under no obligation and whatever you decide, my advise to you during the consultation is free. I keep my fees reasonable because I understand that you are struggling and need debt relief. Payment Plan are available so that we can start the road to financial recovery immediately.
As you can see, Chapter 13 Bankruptcy has more advantages than Chapter 7 Bankruptcy. Call Muoi Chea Bankruptcy Attorney serving Woodland CA and Yolo County CA at (916) 441-4205 to determine which Chapter is a better option for you and whether you qualify for the benefits of bankruptcy.
1. Do both spouses have to file bankruptcy together?
No, both spouses do not have to file for bankruptcy together. One spouse can file alone. However, sometimes it is better for both spouses to file together. Call for more information.
2. Do both spouses have to file Chapter 13 Bankruptcy to save their home from foreclosure if the title and loan is under both spouses’ name?
No, both spouses do not have to file for Chapter 13 Bankruptcy in order to save their house from foreclosure. However, it might be better for both spouses to file together depending on their case. Call for more information.
3. Will I be able to keep my home if I file for bankruptcy?
It depends on how much equity you have on your house and other properties. This will determine if you should file a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy. If you have too much credit card bills, personal loans, medical bills, and tax liabilities to handle on your own, you should consider Chapter 13 Bankruptcy if you have too much equity in your home. Your able to keep your home even if there is a lot of equity in a Chapter 13 Bankruptcy because Chapter 13 Bankruptcy is a payment plan. However, it does not necessarily mean that you have to repay all your debt back. In most cases, you only pay a portion of your debt back, which can lower your monthly payment significant if you are struggling with your payments. Call for more information and to schedule an appointment to determine if bankruptcy is right for you.