For Bankruptcy Filers in Sacramento, Stockton, Fairfield, Modesto, Calfornia area (and nearby cities), you can rebuild your credit after Bankruptcy.  Even though the notation Bankruptcy will be in your credit report for up to 10 years, there are steps that you can take after Bankruptcy filing to improve your credit score.

Establish positive credit history.

Pay all bills on time.  This means, make all house and car payments before the due date.

Apply for a credit card and make a small charge.  Make sure you pay-off the balance before the due date.  Any balance that is carried forward to the next statement will not improve you credit score and could damage your credit further.

Keep your debt low.  Do not borrow more than what you can afford to pay back.

Review your credit report and fix any errors.

For more information, contact an experienced Bankruptcy Attorney for a consultation.  Bankruptcy Attorney’s Offices located in Sacramento, Stockton, and Fairfield, California.