Ask Bankruptcy Attorney in Sacramento Stockton Fairfield CA – What Should Client Bring for Consultation for Chapter 13 or 7 Bankruptcy Filing?

Documents to bring to Muoi Chea, Sacramento Bankruptcy Attorney consultation:

  1. 7 months of pay stubs or documentations of all source of income for the last 7 months. Even if your spouse decide not to file with you, you should bring 7 months of spouse’s income. If you own a business or have 1099 employment, bring 6 monthly statement of profit and loss. This is information will help Bankruptcy Attorney determine which bankruptcy you qualify for.
  2. most recent tax return filed.
  3. most recent mortgage statement
  4. most recent car or vehicle bill statement
  5. threatening letters or most recent tax bill from Internal Revenue Service (IRS) or Franchise Tax Board (FTB) or other tax collectors
  6. If you are a Chapter 13 Bankruptcy case, bring a budget of your monthly household expenses. This may also help in determining eligibility for Chapter 7 Bankruptcy.
  7. spreadsheet of all your debt
  8. if you owe a lot of tax debt, bring the “Account Transcript” from the IRS. Account Transcript is available at the IRS website. IRS Account Transcript will tell Bankruptcy Attorney which IRS tax debt will be discharged or eliminated through bankruptcy discharged. Of course a Chapter 13 Bankruptcy has the potential of eliminating more tax debt than a Chapter 7 Bankruptcy.
  9. bring any documents that concerns you

For a consultation with experienced Sacramento Bankruptcy Attorney Muoi Chea, call 916-441-4205. Muoi Chea has been a Bankruptcy Attorney for over 10 years filing Chapter 7 and Chapter 13 Bankruptcy cases throughout Northern and Central California. I helped consumers and small business owners from Sacramento, Elk Grove, Roseville, Rocklin, Vacaville, Fairfield, Dixon, Vallejo, Davis, Woodland, Galt, Lodi, Tracy, Stockton, Modesto, and other nearby cities in California.