What does Discharge of Debt Mean in Bankruptcy?

What does discharge of debt mean in bankruptcy? When the Sacramento Bankruptcy Court or Modesto Bankruptcy Court grants you a discharge, it means that your creditors cannot collect your debt from you personally.  Once you received a bankruptcy discharge, your creditors have to stop wage garnishment, bank levy, phone calls, threatening letters, lawsuits and other attempts …

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What do I Need to Bring to Sacramento Bankruptcy Attorney Appointment?

What do I need to bring to Sacramento Bankruptcy Attorney appointment? For an in depth Bankruptcy consultation and for Sacramento Bankruptcy Attorney to determine if your Bankruptcy case is a Chapter 13 Bankruptcy or Chapter 7 Bankruptcy case, you should bring 7 months of pay stubs, most recently filed tax return, lawsuits, and general knowledge …

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Ask Stockton Bankruptcy Attorney: How Long does a Stockton Bankruptcy Case Take to Complete?

Ask Stockton Bankruptcy Attorney: How Long does it Take for a Stockton Bankruptcy Case to Complete? If you resides in Stockton, California and file a Chapter 7 Bankruptcy petition in Bankruptcy Court, it usually takes 3 to 4 months to complete from filing to discharge or final decree assuming nothing went wrong in court:  for …

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Ask Modesto Bankruptcy Attorney: How Long does a Modesto Bankruptcy Case Take to Complete?

Ask Modesto Bankruptcy Attorney: How Long does it Take for a Modesto Bankruptcy Case to Complete? If you file a Chapter 7 Bankruptcy petition in Modesto Bankruptcy Court, it usually takes 3 to 4 months to complete from filing to discharge or final decree assuming nothing went wrong in court:  for example, creditors challenging the …

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Ask Sacramento Bankruptcy Attorney: How Long does a Sacramento Bankruptcy Case Take to Complete?

Ask Sacramento Bankruptcy Attorney: How Long does it Take for a Sacramento Bankruptcy Case to Complete? If you file a Chapter 7 Bankruptcy petition in Sacramento Bankruptcy Court, it usually takes 3 to 4 months to complete from filing to discharge or final decree assuming nothing went wrong in court:  for example, creditors challenging the …

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Will Bankruptcy Prevent Me From Obtaining Credit Again to Buy A House or Car?

Will Bankruptcy prevent me from obtaining credit again to buy a house or car? Although bankruptcy filing damages your credit, it does not prevent you from borrowing again. There are several factors lender considers to lend to borrower: how much down payment the borrower proposed to put down, amount of borrower’s income net expenses, and …

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If I File Bankruptcy Without My Spouse, Can Our Creditors Collect From the Non-Filing Spouse?

If I file Bankruptcy without my spouse, can our creditors collect from the non-filing spouse? When only one spouse filed for bankruptcy, the bankruptcy discharge will discharge both the filing spouse and the marital community properties. Community properties are generally property acquired during the time of marriage. Of course, there are always exceptions to the …

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If I Forgot to List a Creditor in My Bankruptcy Schedules, Will that Debt be Discharged?

If I forgot to list my creditor in my bankruptcy schedules, will my debt be discharged? In a Chapter 13 Bankruptcy, the creditor must be listed in bankruptcy schedules to be discharged. Sacramento bankruptcy lawyer In a Chapter 7 Bankruptcy case, it depends if the case is an asset or no asset case. If it …

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Where Will My Bankruptcy 341 Meeting of Creditors be Held?

Where will my bankruptcy 341 Meeting of Creditors be held? If depends on the location of Debtor’s residence or principal place of business. Your bankruptcy 341 Meeting of Creditors will be held in Sacramento Bankruptcy Court if you live in the following Northern California counties: Alpine, Amador, Colusa, El Dorado, Mono, Nevada, Placer, Plumas, Sacramento, …

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