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  • (916) 441-4205
  • Mon - Fri: 9:00am - 5:00pm

Limited Time Offer

  • Chapter 13 Bankruptcy - Down payment starting at $499 plus filing fee to FILE CASE AND STOP CREDITORS
  • Chapter 7 Bankruptcy Attorney fee starting $995 plus filing fee. Payment Plan Available.
Call for details and restrictions.

Muoi chea

ATTORNEY AT LAW

BANKRUPTCY ATTORNEY

  • 331 J St. Ste. 200, Sacramento, CA 95814
  • (916) 441-4205
  • 5250 Claremont Ave, Stockton, CA 95207
  • (209) 751-7448
  • 1652 West Texas St., Fairfield, CA 94533
  • (707) 394-4195

Muoi chea

BANKRUPTCY ATTORNEY

ATTORNEY AT LAW

Limited Time Offer

  • Chapter 13 Bankruptcy - Down payment starting at $499 plus filing fee to FILE CASE AND STOP CREDITORS
  • Chapter 7 Bankruptcy Attorney fee starting $995 plus filing fee. Payment Plan Available.

*Call for details and restrictions

  • 331 J St. Ste. 200, Sacramento, CA 95814
  • (916) 441-4205

  • 5250 Claremont Ave, Stockton, CA 95207
  • (209) 751-7448

  • 1652 West Texas St., Fairfield, CA 94533
  • (707) 394-4195

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    • Sacramento Bankruptcy Attorney $499+
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  • Blog
Menu
  • Attorney Profile
    • About Us
    • Consultation
    • Contact
  • Office Locations
    • Office Locations
    • Service Areas
    • Client Testimonials
  • Bankruptcy Services
    • Chapter 7
    • Chapter 13
    • Difference between Chapter 7 & Chapter 13
    • Foreclosure Lawyer
      • Foreclosure Process or Timeline
    • Eliminate Second Mortgage
    • Wage Garnishment
    • Relief from IRS Tax Levy & Wage Garnishment
    • Stop Car Repossession
    • Stop Creditors’ Harassment
    • Small Business Bankruptcy
    • Remove Judicial Liens From Home
    • Remove Liens
    • Suspended Driver’s License from Child Support
    • Suspended Driver License due to Judgment
    • Suspended Professional License due to Judgment
  • Bankruptcy Topics
    • Bankruptcy Topics
    • Bankruptcy Terms
    • Credit After Bankruptcy
    • Bankruptcy Resources
    • Bankruptcy Attorney Blog
  • Bankruptcy Fees
    • Limited Time Offer Sacramento Stockton Fairfield CA Bankruptcy Offices
    • Sacramento Bankruptcy Attorney $499+
    • Fairfield – Solano County CA Bankruptcy Attorney
    • Lodi & Galt Bankruptcy Attorney
    • Bankruptcy Attorney Roseville CA
    • Vacaville Bankruptcy Attorney
    • Modesto Bankruptcy Attorney
    • Tracy CA Bankruptcy Attorney
    • Woodland, Davis, Yolo County CA Bankruptcy Attorney
  • Blog
(916) 441-4205

Category: blog

Ask Bankruptcy Attorney in Sacramento Stockton Fairfield CA – Can Bankruptcy Help me with IRS Tax Debt or Franchise Tax Board Tax Debt?

Yes, Chapter 7 or 13 Bankruptcy can Help You Manage your IRS Tax or Franchise Tax Board Debt. Sacramento Bankruptcy Attorney Muoi Chea is experienced in Chapter 7 and 13 Bankruptcy. Whether a Chapter 13 Bankruptcy or Chapter 7 Bankruptcy will be a better option will depends on the following: (1) is the tax a […]

Ask Bankruptcy Attorney in Sacramento, Stockton, Fairfield, CA – Will Third Party Liability be Discharge in Someone Else’s Bankruptcy?

I get this question a lot from clients so I thought I briefly address it in this Bankruptcy Blog. A quick answer is no if the Third Party does not have community property with the person who received a discharge in Bankruptcy.  The Bankruptcy Discharge eliminates the personal liability of the person who filed for […]

Ask Bankruptcy Attorney in Sacramento, Stockton, Fairfield, CA – Should I Ignore a Lawsuit?

Over the years, I get a few clients who told me that they didn't expect a wage garnishment because the creditor who sued them did not attempt to collect from a judgment for over 8 years.  First, they ignore the threatening letters.  Then, they ignore the service of the summons and complaints aka lawsuit.  Finally, they […]

Ask Bankruptcy Attorney in Sacramento, Stockton, Fairfield, CA – Why Should I File a Chapter 13 Bankruptcy?

Why Should I File a Chapter 13 Bankruptcy instead of a Chapter 7 Bankruptcy? Some of my clients said that their friends said that Chapter 7 Bankruptcy is the best bankruptcy to file.  Not so fast.  Although a Chapter 7 Bankruptcy does not involve a payment plan, Chapter 7 Bankruptcy might not be for you. […]

Ask Bankruptcy Attorney in Sacramento, Stockton, Fairfield, CA – Do I Qualify for Chapter 13 Bankruptcy?

What are the Qualification for Chapter 13 Bankruptcy? 1.  Debt Limitation. You can have so much debt to qualify for Chapter 13 Bankruptcy.  As of 2018, the current debt limitations are as follows:  $1,184,200 for secured debts and $394,725 for unsecured debts.  Secured debts are debts that are secured by collateral like mortgage or car […]

Ask Bankruptcy Attorney in Sacramento, Stockton, Fairfield, CA – Who are Excluded from the Chapter 7 Bankruptcy Means Test?

The Means Test acts as a gate keeper for those who want to file Chapter 7 Bankruptcy, which determines your ability to repay your creditors.  However, there some groups that are not required to take the Means Test to qualify for Chapter 7 Bankruptcy.  Here are some examples: 1.  Your Debt is Primarily Business Debt.  […]

Ask Bankruptcy Attorney in Sacramento, Stockton, Fairfield, CA – Do I Qualify for Chapter 7 Bankruptcy under the Means Test?

The purpose of the Means Test is to keep high income earners away from Chapter 7 Bankruptcy and into Chapter 13 Bankruptcy.  However, some high income earners do qualify for Chapter 7 Bankruptcy depending on their expenses, such as high mortgage, high out-of-pocket medical expenses, backed child support, etc.  Basically, Chapter 7 Bankruptcy is meant for […]

Ask Bankruptcy Attorney in Sacramento, Stockton, Fairfield, CA – Debtor’s Possession of Assets in Chapter 13 Bankruptcy

One great advantage of Chapter 13 Bankruptcy over Chapter 7 Bankruptcy is Debtor's right to possess assets that are not protected under the California exemptions. Under a Chapter 7 Bankruptcy, the trustee can liquidate or confiscate assets that are beyond the protection of the California exemptions.  You can only have so much assets in a […]

Ask Bankruptcy Attorney in Sacramento, Stockton, Fairfield, CA – How does Chapter 7 and 13 Bankruptcy Affect Secured Debts?

A secured debt is a loan that is secured by a collateral so that if you default on the loan, the lender can repossess the collateral.  Car loan, mortgage and auto title loan are some examples of secured debt.   An unsecured debt can become a secured debt.  For example, a credit card can sue you […]

Ask Bankruptcy Attorney in Sacramento, Stockton, Fairfield, CA – How does Multiple Bankruptcy Filings Affect Automatic Stay?

Is there Automatic Stay protection for Debtor when there are Multiple Bankruptcy Filings? First, it depends on whether the prior bankruptcy case was dismissed or successfully discharged.  If the prior bankruptcy case was dismissed, is the current bankruptcy filed within 365 days from the date of dismissal of the prior bankruptcy case? If yes, how […]

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Muoi Chea

ATTORNEY AT LAW

bankruptcy attorney

I am an experienced bankruptcy attorney with Law Offices in Sacramento, Stockton, and Fairfield, California. Having multiple offices allows me to work on over 1,000 diverse bankruptcy cases. Throughout the years, I have a long track record of successfully helping my clients eliminate or restructure their debts under Chapter 7 and Chapter 13 Bankruptcy.  

Our Locations

  • 331 J St. Ste. 200 Sacramento CA 95814
  • 916-441-4205
  • 5250 Claremont Ave, Stockton, CA 95207
  • 209-751-7448
  • 1652 West Texas St. Fairfield CA 94533
  • 707-394-4195

Blog insights

Ask Bankruptcy Attorney in Sacramento Stockton Fairfield CA – Multiple Bankruptcy Cases – What if I already filed Bankruptcy, can I file again?

Ask Bankruptcy Attorney in Sacramento Stockton Fairfield CA – Chapter 13 Bankruptcy Qualifications

Ask Bankruptcy Attorney in Sacramento Stockton Fairfield CA – Reasons for Bankruptcy Case Conversion

Ask Bankruptcy Attorney in Sacramento Stockton Fairfield CA – Venue: Where can I File for Bankruptcy?

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