Will creditors stop calling me and demanding payment once I filed Bankruptcy?
Upon filing of Bankruptcy, whether it is Chapter 7 Bankruptcy or Chapter 13 Bankruptcy, “Automatic Stay” takes effect. Under the Bankruptcy Code, Automatic Stay prevents creditor from attempting to collect on a debt, which includes calling you to demand payment.
However, creditors might not know that you filed for bankruptcy. It takes time for the Sacramento Bankruptcy Court or Modesto Bankruptcy Court to mail out notice of bankruptcy filing to your creditors. If you receive creditors’ call after filing bankruptcy, give them your bankruptcy case number and referred them to your Bankruptcy Attorney. Muoi Chea Bankruptcy Attorney will gladly take all creditors’ calls and prefers that clients do not say anything more to their creditors and refer all creditors’ call to Muoi Chea Bankruptcy Attorney Office.
Once creditors learn of your bankruptcy filing, they are to cease collection attempts immediately unless they receive an Order from the Bankruptcy Court permitting them to proceed collection activities, which is very rare.
The Automatic Stay applies to tax collectors and creditors of non-dischargeable debt, who must stop attempts to collect on assets of the bankruptcy estate, until either the debtor receives a bankruptcy discharge or creditors receive a court order that permits them to continue collection activities.
Muoi Chea Bankruptcy Attorney Offices are located in Sacramento, Stockton, and Fairfield, California to provide debt relief to residents of Northern and Central California. Cases are accepted from the following California cities:
Alpine, Amador, Ione, Jackson, Colusa, El Dorado, Lassen, Modoc, Mono, Nevada, Placer, Plumas, Sacramento, Sierra, Solano, Sutter, Yolo, Yuba City, Davis, Woodland, Elk Grove, Carmichael, Citrus Heights, Orangevale, Antelope, Fair Oaks, West Sacramento, Roseville, Rocklin, Rancho Cordova, Lincoln, North Highlands, Folsom, El Dorado, Fairfield, Vacaville, Benicia, Dixon, Vallejo, Winters and nearby cities in California. Residents in these Northern California cities will attend court hearing in the Sacramento Bankruptcy Court.
Calaveras, Lodi, Galt, Tracy, Stockton, Acampo, Manteca, Lathrop, Modesto, Ripon, Oakdale, Newman, Patterson, Sonora, Angels Camp, Arnold, San Andreas and nearby cities in California. Residents in these Central California cities will attend court hearing in the Modesto Bankruptcy Court.