Ask Bankruptcy Attorney in Sacramento Stockton Fairfield CA – HAVEN Act: Veterans (VA) Benefits Excluded from Bankruptcy Current Monthly Income

Under the HAVEN Act, which Veterans Administration or VA benefits are excluded in Bankruptcy Current Monthly Income calculation? (HAVEN Act is acronym for Honoring American Veterans in Extreme Need Act of 2019). Below is what was published in the United States Trustee’s website for Bankruptcy Cases: Disability and death benefits paid by Veterans Administration under […]

Get Relief from Wage Garnishment & Bank Levy through Bankruptcy

What is Wage Garnishment & Bank Levy?  And Can Bankruptcy Stop Wage Garnishment & Bank Levy? If you owe money and fell behind on payments, your creditors can sue you for the amount owed.  Once your creditors received a judgment against you in court, they can attempt to collect on the judgment by recording an […]

Will Creditors Stop Calling Me and Demanding Payment Once I Filed Bankruptcy?

Will creditors stop calling me and demanding payment once I filed Bankruptcy? Upon filing of Bankruptcy, whether it is Chapter 7 Bankruptcy or Chapter 13 Bankruptcy, “Automatic Stay” takes effect.  Under the Bankruptcy Code, Automatic Stay prevents creditor from attempting to collect on a debt, which includes calling you to demand payment. However, creditors might […]