Bankruptcy

Ask Bankruptcy Attorney in Sacramento Stockton Fairfield CA – Reasons for Bankruptcy Case Conversion

The topic in this section is Voluntary Bankruptcy Case Conversion. Why would a Debtor convert her Chapter 13 Bankruptcy case to a Chapter 7 Bankruptcy case? One reason is that Debtor can no longer afford the Chapter 13 Bankruptcy Plan payment and that there are no nonexempt property or at least the ones that she …

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Can I Remove Judicial Liens from My Home through Bankruptcy?

Can I remove judicial liens from my home through Bankruptcy? When a creditor filed a lawsuit and received a judgment against you, the creditor can levy your bank account, garnish your wages, or record an abstract judgment with your county recorder’s office in hopes that you own real estate in the county.  Abstracts of judgment become …

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How can I Improve my Credit Score after Bankruptcy?

For Bankruptcy Filers in Sacramento, Stockton, Fairfield, Modesto, Calfornia area (and nearby cities), you can rebuild your credit after Bankruptcy.  Even though the notation Bankruptcy will be in your credit report for up to 10 years, there are steps that you can take after Bankruptcy filing to improve your credit score. Establish positive credit history. …

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