Law Offices, Sacramento and Stockton, CA

Are you drowning in debt? Can't make the payments?
Is your home in danger of foreclosure? Are your wages garnished?

I will answer your questions and explain your options under the bankruptcy code as well as bankruptcy alternatives.  Consultation is FREE because you need to know what your options are before you can make an informed decision.  It is time to stop shouldering your financial problems alone and allow us to help you get a FRESH START.

When you come in for your free consultation, I will go over your personal situation and explain how bankruptcy may affect each of your debts and assets.  I will not recommend bankruptcy unless you need it.  My aim is to provide the very best counsel to my clients, and I will be as objective as possible about your options.

At the end of your consultation, if you decide that bankruptcy is the best option, I will quote you a very reasonable rate.  Payment plans are available.  You are under no obligation, and whatever you decide, my advice during the consultation is free.

If bankruptcy is your best option, I will help you decide how to proceed.

Chapter 7

Chapter 7 is also known as "liquidation", which can be used to wipe out credit card and medical bills.

Chapter 13

Chapter 13 is also known as "reorganization".  If your income is determined to be too high for a Chapter 7 procedure, but you are facing foreclosure on your home, auto repossessions or tax debts, Chapter 13 can help give you some breathing room.  Chapter 13 can also eliminate your 2^nd and 3^rd mortgages.

Know Your Rights

Creditors will try to intimidate you and take advantage of your lack of knowledge. They employ aggressive teams of lawyers and debt collectors to trick and confuse you. I will ensure that you are not denied the full benefits afforded to you by the bankruptcy laws.

I may be able to put a stop to:
• Creditor threats and harassment
• Calls from bill collectors
• Wage garnishment
• Foreclosure
• Lawsuits

 Call for a Free Consultation

(916) 441-4205 - (209) 751-7448

We are a Debt Relief Agency. We help people file for bankruptcy relief under the bankruptcy code.

Serving Sacramento and Stockton, CA.

We also offer:

Bankruptcy Attorney, Debt Relief, Credit Card Debt, Foreclosures, Lawsuits, After Bankruptcy, How to File Bankruptcy, Claim Bankruptcy