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We are available evenings and weekends

Limited Time Offer:
Chapter 13 Bankruptcy - $499 down payment plus filing fee to FILE CASE AND STOP CREDITORS

$995 Chapter 7 Bankruptcy Attorney Fee plus filing fee. Payment Plan Available.
Call for details. Bankruptcy Attorney fees are competitive.

Make The Call Today!

Welcome to Muoi Chea Bankruptcy Attorney with Offices in Sacramento, Stockton, and Fairfield, California to provide personal and exceptional Chapter 13 and 7 Bankruptcy representation in Court throughout Northern and Central California.  If you are browsing the Internet for bankruptcy lawyer, you might be facing foreclosure, wage garnishment, repossession, lawsuit, creditors' harassment, overwhelming credit cards debts or other unmanageable debts.

Throughout the years, Muoi Chea, Bankruptcy Attorney has a long track record of successfully helping her clients obtain debt relief through Chapter 7 and 13 Bankruptcy.  She will personally handle your case from start to finish and appear in Court because this Attorney Office is not a mill.

If you tried to pay off your debt and called your creditors to negotiate your debt but got nowhere, it is time to consult Muoi Chea, an experienced and knowledgeable bankruptcy attorney to discuss your options.  The initial consultation is FREE to discuss your options under the bankruptcy law as well as bankruptcy alternatives and whether Chapter 7 or 13 Bankruptcy is your best option.  It is time to stop shouldering your financial burden alone and consult an experienced attorney for a solution.  Remember, you are not the only one with overwhelming debts.  You would be shocked at the number of people who filed for bankruptcy throughout Sacramento, Placer, Yolo, San Joaquin, Stanislaus, Yuba, and Solano county California.  Most likely you know someone who filed for either Chapter 13 Bankruptcy or Chapter 7 Bankruptcy but they did not tell you.  Inaction and delays can only make your situation worse, especially when you are facing imminent foreclosure, wage garnishment, and lawsuit from creditors.  It is time to put an end to your financial problems and get a fresh start.

When you come in for your free consultation in the Sacramento, Stockton, or Fairfield CA Bankruptcy Attorney Offices, I will go over your personal situation and explain how bankruptcy may affect each of your debts and assets.  I will not recommend bankruptcy unless you need it.  My aim is to provide the very best counsel to my clients and I will be as objective as possible about your options.

At the end of the consultation, if you decide that Bankruptcy is the right option for you, I will quote you a reasonable, affordable fee.  You are under no obligation, and whatever you decide, my advice to you during the consultation is free.  My fees are reasonable because I sympathize that you are struggling financially and are seeking debt relief.  That is why I also offer Payment Plans so that we can begin the road to recovery together quicker.


What is Chapter 7 and 13 Bankruptcy and how can it help me?

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is also known as “liquidation”, which can be used to wipe out credit cards, unsecured loans, medical bills, deficiency from repossession or foreclosure.  Click on Chapter 7 Bankruptcy for more information.

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is also known as “reorganization”. If your income is determined to be too high for a Chapter 7 procedure, but you are facing foreclosure on your home, wage garnishment, car repossession or tax debts or tax levy, Chapter 13 bankruptcy can help give you some breathing room. Chapter 13 bankruptcy can also eliminate your 2nd and 3rd mortgages or equity line of credit on your house.  Click on Chapter 13 Bankruptcy for more information.

What are some of the Differences Between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy?

Call Muoi Chea Bankruptcy Attorney in Sacramento Stockton Fairfield California Offices to know your rights under the Bankruptcy Code and STOP:

  • Creditors' phone calls and harassment

  • Wage Garnishment

  • Foreclosure

  • Repossession

  • IRS Tax Levy

  • Bank Account Levy

  • Lawsuits and Creditors' threats

  • Driver License Suspension

  • Professional License Suspension

Schedule a Free Consultation to determine if you qualify for the benefits of Bankruptcy. Click here for a list of what to bring for your bankruptcy consultation.

Cases are accepted throughout all of Northern and Central California cities:

Alpine, Amador, Ione, Jackson, Colusa, El Dorado, Lassen, Modoc, Mono, Nevada, Placer, Plumas, Sacramento, Sierra, Solano, Sutter, Yolo, Yuba City, Davis, Woodland, Elk Grove, Carmichael, Citrus Heights, Orangevale, Antelope, Fair Oaks, West Sacramento, Roseville, Rocklin, Rancho Cordova, Lincoln, North Highlands, Folsom, El Dorado, Fairfield, Vacaville, Benicia, Dixon, Vallejo, Winters, Auburn, Marysville, Nicolaus and other nearby cities in California.  Residents in these Northern California cities will attend court hearing in the Sacramento Bankruptcy Court, which is located at 501 I Street, Sacramento, California  95814.

Lodi, Galt, Tracy, Stockton, Acampo, Manteca, Lathrop, Modesto, Ripon, Oakdale, Newman, Patterson, Calaveras, Sonora, Angels Camp, Arnold, San Andreas and other nearby cities in California.  Residents in these Central California cities will attend court hearing in the Modesto Bankruptcy Court, which is located at 1200 I Street, Modesto, California  95354.

We are a Debt Relief Agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Our Locations


33 J St.
Ste. 200

Sacramento CA 95814
Phone: 209-751-7448

Contact Info

Phone: 916-441-4205


5250 Claremont Ave.
Stockton CA 95207
Phone: 209-751-7448

Contact Info

Phone: 209-751-7448


1652 West Texas St.
Fairfield CA 94533
Phone: 209-751-7448

Contact Info

Phone: 707-394-4195