Muoi Chea Attorney At Law

Bankruptcy Attorney Sacramento, Stockton, Fairfield/Solano County, CA Area

If you are struggling financially and looking to speak with an experienced bankruptcy lawyer in Sacramento, Stockton or Fairfield, California, you’ve come to the perfect place. Mounting debts, imminent foreclosure and harassing phone calls from creditors are a nightmare.  You need the experienced & knowledgeable bankruptcy attorney in Sacramento, Stockton or Fairfield in your corner.  In the Sacramento, Stockton, and Fairfield bankruptcy attorney law offices, we are always happy to discuss your financial situation to determine the best defense strategy moving forward.

I am an experienced Sacramento bankruptcy attorney with Offices in Sacramento, Stockton, and Fairfield, CA and I will represent your interests in court as well as fully inform you of all of your options.  I will help move you from your current financial predicament towards a brighter future that is free of debt and show you how to avoid facing a similar situation in the future.  It all begins by calling me for a Free Consultation at either the Sacramento, Stockton or Fairfield bankruptcy law office.  Let me show you where you stand, the options that you have and how I can help you overcome the financial difficulties you face.

It sometimes occurs that an unexpected circumstance or unavoidable situation presents an urgent need for legal assistance.  I understand the need for honest, affordable, courteous and professional legal counsel at such times.

My clients receive professional representation from a trusted bankruptcy attorney at Sacramento, Stockton, and Fairfield, California offices.  I address a wide range of financial and legal issues, including mortgage foreclosures, credit card debt, creditor harassment, civil law suits, loan defaults, tax debt, repossession related deficiency balances, loan guaranties, and business debt. A substantial portion of my practice is dedicated to providing bankruptcy relief to clients caught in the California real estate crisis, including addressing mortgage foreclosures.  Many of the firm’s clients are able avoid their second mortgages via Chapter 13 bankruptcy.

Consultation is FREE because you need to know what your options are before you can make an informed decision.  It is time to stop shouldering your financial problems alone and allow us to help you get a FRESH START.

When you come in for your free consultation in the Sacramento, Stockton or Fairfield Bankruptcy Office, I will go over your personal situation and explain how bankruptcy may affect each of your debts and assets. I will not recommend bankruptcy unless you need it. My aim is to provide the very best counsel to my clients, and I will be as objective as possible about your options.

At the end of your consultation, if you decide that bankruptcy is the best option, I will quote you a very reasonable rate. Payment Plans are available. I keep my attorney's fees affordable because I sympathize that you are struggling financially. You are under no obligation, and whatever you decide, my advice during the consultation is free.

If bankruptcy is your best option, I will help you decide how to proceed.

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is also known as "liquidation", which can be used to wipe out credit cards, unsecured loans, and medical bills.

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is also known as "reorganization". If your income is determined to be too high for a Chapter 7 procedure, but you are facing foreclosure on your home, auto repossessions or tax debts, Chapter 13 bankruptcy can help give you some breathing room. Chapter 13 bankruptcy can also eliminate your 2nd and 3rd mortgages or equity line of credit on your house.

Know Your Rights
Creditors will try to intimidate you and take advantage of your lack of knowledge. They employ aggressive teams of lawyers and debt collectors to trick and confuse you. I will ensure that you are not denied the full benefits afforded to you by the bankruptcy laws.

I may be able to put a stop to:
• Creditor threats and harassment
• Calls from bill collectors
• Wage garnishment
• Foreclosure and Repossession
• Lawsuits

Call for a Free Consultation with an Experienced Bankruptcy Attorney in Sacramento, Stockton or Fairfield, California Office

(916) 441-4205 - (209) 751-7448 - (707) 394-4195
We are a Debt Relief Agency. We help people file for bankruptcy relief under the bankruptcy code.

Sacramento Bankruptcy Attorney Serving Sacramento, Stockton, Fairfield, CA and the following counties and cities:
Alpine, Amador, Butte, Calaveras, Colusa, El Dorado, Glenn, Lassen, Modoc, Mono, Nevada, Placer, Plumas, Sacramento, San Joaquin, Shasta, Sierra, Siskiyou, Solano, Stanislaus, Sutter, Tehama, Trinity, Tuolumne, Yolo, Yuba City, Lodi, Galt, Manteca, Modesto, Tracy, Davis, Woodland, Elk Grove, Carmichael, Citrus Heights, Orangevale, Antelope, Fair Oaks, West Sacramento, Roseville, Rocklin, Rancho Cordova, Lincoln, North Highlands, Folsom, El Dorado, Ripon, Fairfield, Vacaville, Dixon, Vallejo, Woodland, Davis, Winters, Oakdale, Newman, Patterson.

Sacramento Bankruptcy Attorney Consultation Checklist of Documents

Sacramento Bankrupty Lawyer Office LocationStockton Bankruptcy Lawyer Office LocationFairfield Bankruptcy Lawyer Office LocationModesto Bankruptcy Lawyer Office Location; Roseville Bankruptcy Lawyer Office Location

Common Bankruptcy Questions:


Read the Blog section and other sections above for more bankruptcy topics and answers.


We also offer:

Bankruptcy Attorney, Debt Relief, Credit Card Debt, Foreclosure, Wage Garnishment, Repossession, Lawsuits, IRS Levy, After Bankruptcy, Affordable Bankruptcy, How to File Bankruptcy, Claim Bankruptcy

Chapter 13 Bankruptcy - $499 down payment plus Filing Fee to FILE CASE for Sacramento, Stockton, Fairfield, CA Bankruptcy Attorney Offices ||| Chapter 7 Bankruptcty Attorney fees vary by case. Call for Details.

Payment Plans are available.

Whether it is Chapter 7 or Chapter 13 Bankruptcy, know your rights.
Call us at (916) 441-4205, (209) 751-7448, or (707) 394-4195, to schedule your FREE consultation at the Sacramento, Stockton or Fairfield, CA Bankruptcy Attorney Offices.

$799+ Chapter 7 Bankruptcy at Sacramento Office
Chapter 7 Bankruptcy Attorney's Fees starting at $799 plus filing fee for Sacramento, CA Office only.
Call for Details.
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Chapter 13 Bankruptcy - $499 down payment plus Filing Fee to File Case for Sacramento, Stockton, Fairfield, CA Bankruptcy Attorney Offices
Sacramento, Stockton, Fairfield, CA Bankruptcy Attorney Offices. Call For more Details. Limited Time Offer.
Chapter 13 Bankruptcy down payment.
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Our Location


331 J Street
Suite 200

Sacramento CA 95814
Phone: (707) 394-4195

Contact Info

Phone: (916) 441-4205

Business Hours

Main Office Hours Of Operation: Monday - Saturday: 9:00 AM - 6:00 PM


5250 Claremont Avenue
Stockton CA 95207
Phone: (707) 394-4195

Contact Info

Phone: (209) 751-7448

Business Hours


Monday to Friday 9:00 a.m. to 6:00 p.m.


1652 West Texas St.
Fairfield CA 94533
Phone: (707) 394-4195

Contact Info

Phone: (707) 394-4195

Business Hours

Monday to Friday 9:00 a.m. to 6 p.m.