After Bankruptcy

Will Bankruptcy Prevent Me From Obtaining Credit Again to Buy A House or Car?

Will Bankruptcy prevent me from obtaining credit again to buy a house or car? Although bankruptcy filing damages your credit, it does not prevent you from borrowing again. There are several factors lender considers to lend to borrower: how much down payment the borrower proposed to put down, amount of borrower’s income net expenses, and …

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If I Forgot to List a Creditor in My Bankruptcy Schedules, Will that Debt be Discharged?

If I forgot to list my creditor in my bankruptcy schedules, will my debt be discharged? In a Chapter 13 Bankruptcy, the creditor must be listed in bankruptcy schedules to be discharged. Sacramento bankruptcy lawyer In a Chapter 7 Bankruptcy case, it depends if the case is an asset or no asset case. If it …

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How can I Improve my Credit Score after Bankruptcy?

For Bankruptcy Filers in Sacramento, Stockton, Fairfield, Modesto, Calfornia area (and nearby cities), you can rebuild your credit after Bankruptcy.  Even though the notation Bankruptcy will be in your credit report for up to 10 years, there are steps that you can take after Bankruptcy filing to improve your credit score. Establish positive credit history. …

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